Wednesday, September 8, 2010 | 10:04 PM

Real Estate

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Your credit score through your lender's eyes -- Part 3

In parts 1 and 2 of this series, we covered what the credit score is, how to obtain a copy, and how to dispute inaccuracies on the report. Now it’s time to discuss common credit challenges.

Dealing with Credit Challenges

Unfortunately, a person with a bad credit score is often in this position because he or she doesn’t understand the credit scoring model and misses on-time payments or carries a large balance on revolving credit.

Of course, there are exceptions where unforeseen circumstances come into play, such as health complications, or loss of employment.

There are a few things that
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